YOUR SUPER

Once you start working your employer will make contributions to your super through the superannuation guarantee. Each month 9.5% of your salary will be paid in to a super fund for you. This money is yours - you earned it - so it makes sense to keep track of your super.

As we change jobs it's easy to end up with more than one super account. This means you may be paying more fees than you need to. By consolidating your super into one fund you can:

• Save money on fees
• Cut down your paperwork
• Make it easier to keep track of your super

You can now also choose which super fund your superannuation guarantee is paid to (rather than your employer choosing for you).

• Do your best to pay the balance of any credit card debt in full every month to avoid your credit card bill spiraling out of control
• Shop around - find the cheapest card that suits your needs and cancel multiple cards
• Start a budget so you know exactly how much you can afford to spend 

• Consolidate your super online using the ATO's online SuperSeeker tool
• Shop around – find a super fund that has the features you want
• Remember to check that your employer can contribute to your chosen fund before you consolidate

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RMDP Pty Ltd t/as 360FG Financial Services is an authorised representative of Count Financial Limited ABN 19 001 974 625 holder of Australian financial services licence number 227232 (“Count”). Count is owned by Count Limited ABN 111 26 990 832 of GPO Box 1453, Sydney NSW 2001. Count Limited is listed on the Australian Stock Exchange.

The information on this web page is not financial product advice and is provided for information only.